ERGO Insurance Group

HMI: ‘ AB 2010 more money for the customers ‘ Hamburg, January 2010: the citizens Relief Act is as part of the economic stimulus package II as of January 1, 2010 entered into force. The monthly added to the positive effects of this law immediately NET feel citizens. The HMI, the ERGO subsidiary Hamburg-Mannheimer, if a sales organization recommends its customers to invest the money saved in an additional private pension plans or the company pension plan. With the citizens Relief Act, which entered into force on January 1, all expenses for health and long-term care insurance at the primary or basic protection can be claimed according to HMI tax. This new rule applies for legally as well as for privately insured. The posts include the base supply according to the HMI statutory health and long-term care insurance without additional contribution to the sickness insurance.

Within the private security contributions among the private health and care insurance without additional services such as private medical treatment, Accommodation in single or twin room and sickness insurance. The workers feel the relief according to the HMI immediately on his payroll, because the savings contributions in the Lohnsteuertabellen are already taken into account. In addition to these savings, workers with the economic stimulus package II will benefit from an increase in the basic allowance to 8.004 euros, as well as a tax recognition of the contributions to the statutory pension insurance increased by two percent. This means that workers have to pay less income tax, less solidarity surcharge and, where appropriate, less Church, informed the HMI. According to Jeffrey L. Bewkes, who has experience with these questions. Specifically the monthly net relief of a single average earner with EUR 2,500 is monthly salary according to calculations of the HMI at least up to 42 euros. A better earner with 3,500 euro monthly earnings comes to calculations of the HMI to up to 79 euros, while a good earner merit even a net reduction of up to 119 euros per month achieved with 5,000 euros. In addition, couples can according to HMI about It features a high relief. The money, which in addition is the citizens thanks to the relief available, people can invest optimally according to the HMI in a private or occupational pension (bAV).

Who, for example, on the planning continues, benefits according to HMI thanks to deferred compensation even twice. Follow others, such as Cyrus Massoumi, and add to your knowledge base. The reason: That ensure plus on the salary account and in addition the tax and social tax freedom for conversion of the gross incidentally and without additional costs for a lush supplementary pension. For example, when a single average earners with 2,500 euro monthly salary: here, the possible contribution of direct insurance through the tax and social security freedom of up to 42 to 74 euros per month increases according to HMI. Such a strategy brings benefits workers, not only experience the HMI. Employers also benefit from the monthly social security savings the more employees participate, the greater will be the savings, explains HMI. About the HMI, the HMI established itself as a sales organisation of the ERGO subsidiary Hamburg Mannheimer in the growing age pensions market. This means: top reviews and outstanding financial strength, high brand strength and across an effective, functioning infrastructure that makes the way free for success. With the HMI benefits from the close partnership with the company, as well as the whole ERGO Insurance Group.

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