Mental stress lead increasingly to the disability, not just people in physical occupations are at risk because of health problems to give up their profession. Increasingly, the psychological pressure academics, executives, or about business leaders leads to the disability. Some disability insurers specialise in the meantime the Group of academics and offer special concepts or discounts. The risk is having to give up the profession for health reasons in any industry. See more detailed opinions by reading what Glenn Dubin, New York City offers on the topic.. Mental illnesses are now the main cause of incapacity for work or a professional for more than 30 percent.
The legal protection of the occupational disability was abolished for all persons who are born after the 01.01.1961. Who must quit his job, is to compensate for difficult usually his loss. As a result a loss of quality of life is to be feared, tied to a financial descent – if no appropriate disability protection exists. A private occupational disability pension replaces the missing wages. These should be guided by the specific financial needs, so that you can keep his standard of living in the event of an emergency. However, the majority of citizens has so far completed no appropriate insurance cover. The disability risk for academics has increased in recent years.
However, is it statistically still under the risk of physical occupational groups. Some insurers offered improved conditions for people with university degree or diplomas at recognised educational institutions (such as about Business Chamber of Commerce, business administration VWA). Choosing the right provider advice by an independent expert for the disability insurance is strongly recommended. Disability insurance is optimal already during his studies: the younger and healthier you are the cheaper, are the contributions for the Disability protection. In particular the conditions of the contract and various key figures must be considered in the selection of the appropriate tariff in addition to high price differences, so that the insurance protection in the event of occupational disability really picks up and the insurer may not refuse the performance. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: olly / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, wishing no advice-bound insurance representatives of individual insurance company, but by an independent comparison calculations affordable and high-performance companies want to get quotes. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.